Atlas America Insurance is a leading visitor travel medical insurance plan for visitors to the US. Atlas America Insurance is designed to take the risk out of international travel and includes coverage for Acts of Terrorism, complications of pregnancy and incidental trips home. Atlas America Insurance can be extended up to 36 months. Atlas America Insurance is ideal visitor medical insurance for parents or relatives visiting usa and tourists to the United States.
Atlas Series Insurance plan selection guidelines are as follows:
Atlas America Insurance is for Non-US citizens traveling outside their home country.
Atlas International Insurance is for US citizens travelling abroad.
Atlas Travel Medical Insurance offers acute onset of a pre-existing condition coverage if you are under age 70, with benefit up to $15,000 Maximum for Eligible Medical Expenses and up to $25,000 for Emergency Medical Evacuation.
Atlas America Insurance plan offers maximum coverage from US$50,000 to US$1,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000 and for 80 years and older it is $10,000.
Deductible
US$0, US$100, US$250, US$500, US$1000 or US$2500 deductible per certificate period.
Co-insurance
Inside USA: After the policy deductible selected is paid out-of-pocket, the program pays 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall
Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Plan Administrator for review and payment directly to the health care provider.
Outside the U.S.: After the chosen plan deductible is paid out-of-pocket, the plan pays 100% to the selected Medical Maximum up to the overall maximum Limit.
The minimum period or duration of coverage that can be purchased under Atlas America Insurance is 15 days and the maximum is 12 months.
Atlas America Insurance coverage can start as early as next day. You do not need medical records or a physical exam to sign up.
Optional Hazardous Activity Coverage is available - Medical Expense coverage for activities normally excluded from coverage such as motorcycling, scuba diving, skiing and whitewater rafting.
Plan Notes
Hospital Expense Coverage Limit: Up to policy maximum
Intensive Care Expense Coverage Limit: Up to policy Maximum
Outpatient Doctor Office Coverage Limit: Up to policy Maximum
The term "Pre Existing Condition" means any Injury or Illness which was contracted or which manifested itself, or for which treatment or medication was prescribed three (3) years prior to the effective date of this insurance."
Atlas America Insurance - Plan Information
Atlas America Insurance Administrator
Atlas America Insurance is administrated by HCC Medical Insurance Services Inc. (formerly MultiNational Underwriters, LLC)
Atlas America Insurance Underwriter
Atlas America Insurance Underwriter is Lloyd's of London, member of Lloyd's Group of companies, and the largest insurance market in the world.
Atlas America Insurance Rating
Atlas America Insurance is rated A (Superior) by the A.M. Best Company. Atlas America Insurance is rated A (Strong) by Standard & Poors.
Atlas America Insurance Features
Atlas America Insurance provides an immediate coverage for 15 days to 1 year.
Atlas America Insurance December 2005 Enhancements
Enhancements to the already well-known benefit plan include:
Reduce minimum purchase from 7 days to 5 days
Remove 3 month minimum purchase requirement for extensions
Allow extensions in daily increments (5 day minimum purchase)
Change extension fee from 10% to a flat rate of $5.00 per extension
Cancellation policy update. After the effective date, cancellations will be granted with a $25.00 fee if no claims have been submitted
Voluntary Feedback from our customers can be viewed at Insurance Feedback.
Atlas America Insurance Guide
Atlas America Insurance Guide gives you some background information on how medical insurance works. Atlas America Insurance Guide section also provides information on the different factors you should consider while purchasing insurance.
Atlas America Insurance Blog
Atlas America Insurance Blog is online information for our customers and prospects to explore, review, read, discuss insurance related issues and tips.
Atlas America Insurance Quote
Atlas America Insurance Quote is a quote request form through which you can get specific insurance quotes. Please complete the relevant information in the form and submit it, you get the required insurance quote information.
Atlas America Visitor Insurance plan offers comprehensive travel medical insurance coverage benefits to foreign citizens traveling to America far a short term visit. The plan is ideally suited for parents, relatives and other elderly citizens visiting USA. Atlas America Visitor Insurance policy offers a host of essential medical services during health emergencies such as emergency ... Posted: Tue, 17 Jan 2012 11:40:13 +0000 | Tags: Visitors Insurance, atlas america, atlas america insurance, atlas america travel insurance, atlas america visitor insurance, atlas america visitors insurance, atlas travel health insurance, atlas travel medical insurance, atlas visitor insurance, atlas visitor medical insurance, atlas visitors insurance
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