Visitors Insurance for Chinese Visitors to USA

China Visitor Insurance - Benefit Highlights

• Emergency medical expenses
• Surgery and dental charges
• Prescription drugs and medication costs
• Inpatient and outpatient hospital charges
• Doctor visits and labs/diagnostic charges
• Emergency medical evacuation and ambulance charges
• Repatriation and return of mortal remains
• Common carrier accidental death benefit
• Complications in pregnancy covered
• Flight and Accidental Death and Dismemberment benefit
• Trip cancellation and travel interruption available

Chinese Visitors Insurance - Coverage Details

• Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500.
• Comprehensive Visitors Insurance Parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
• Exclusion for cover of pre-existing medical conditions, only certain plans offer pre-existing condition coverage.
• Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
• Flexibility on your return date with renewable policies.
• Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
• The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
• Reduced rates for dependent children included in the parents plan.
• Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
• Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.

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