Diplomat International Insurance

Diplomat International policy is designed for international travelers and tourists visiting any foreign country outside the US.

• Eligibility: Anyone traveling outside their Home Country and the United States. Coverage is available to the primary insured, a second insured adult, unmarried dependent children, or even if children traveling alone.
• Duration: Minimum period of 5 days initial purchase, to maximum coverage duration of 1 year (365 days).
• Maximum Amount: Plan offers maximum coverage choices for visitors ages below 70 years: Plan A: $50,000, Plan B: $100,000, Plan C: $250,000, Plan D: $500,000, and Plan E: $1,000,000; amounts are for the life of the plan or coverage duration.
  For travelers in the ages 70-79 years, maximum coverage is up to $100,000 (plans A and B only), and for travelers 80 years and older, coverage maximum is US$20,000.
• Deductible: Choice of USD $0, $50, $100, $250, $500, $1000, $2500, or $5,000 deductible (accumulated amount) per person per certificate plan period.
• Co-Insurance: No co-Insurance, the plan pays 100% to the Medical Maximum, after you pay up to the selected deductible first. There will be an additional $250 deductible for each emergency room visit as a result of an sickness/illness. The ER deductible will be waived if hospital admittance is within 12 hours of the incident.
• Pre-Existing Condition: Unexpected Recurrence of a Pre-Existing Condition (U.S. Citizens Only) with limited coverage is provided for Medical Expenses that result from a sudden and unforeseen recurrence of a Pre-existing Condition.
• Emergency Medical Evacuation and Repatriation: $500,000
• Return of Mortal Remains: $50,000
• Emergency Medical Reunion: $50,000
• Return of Minor Child: $50,000
• In Hospital Indemnity: For U.S. Citizens only, up to $100 per day of confinement up to a maximum of 10 days.
• Interruption of Trip: $5,000
• Loss of Baggage: $50 per article; up to a maximum of $250 checked with a Common Carrier.
• Emergency Dental Treatment: Accident: Usual & Customary expense covered, and Palliative: $100 for emergency treatment for the relief of pain to natural teeth.
• Accidental Death and Dismemberment: $25,000 (Enhanced Benefit Amounts available) with paralysis and
  coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits.
• Political and Natural Disaster Evacuation: $50,000
• Travel Assistance: Travel assistance services are also available.
• Optional Plan Enhancements: Athletic & Hazardous Activity Benefit available for team and other dangerous sport activity as specified.
• Other Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs.
• Administrator: Diplomat International is administered by Global Underwriters Inc.
• Underwriter: Diplomat International is underwritten by HDI Global Specialty SE; rated “A+” (superior) by A.M. Best.

Review the plan brochure for coverage benefits or the detailed coverage information for plan exclusions and in-depth policy benefits.

• Plan Brochure: Review the Diplomat International Plan Brochure for policy details.
• Claims Form: Download and submit Diplomat International Claims form for reimbursement of incurred expenses.

Review the plan sample certificate of insurance for detailed coverage information including policy exclusions and in-depth plan summary of benefits.

• Certificate of Insurance: Review all the policy details available in the Diplomat International Insurance Certificate which is the detailed sample document of the master policy.

Diplomat International has No PPO network, so you can visit any doctors, hospitals, labs, and other caregivers for treatment or medical care.

Quote/Buy Diplomat International Insurance instantly online or print/complete the paper application along with the payment.

• Quote/Buy Online: Get instant quote & Buy Diplomat International Insurance coverage online.
• Application Form: Complete, mail/fax the Diplomat International Insurance Paper Application along with payment.

Diplomat International Insurance coverage cannot be extended or renewed. Please remember to purchase this policy for the entire coverage duration desired, minimum of 5 days and a maximum up to 365 days. The policy terms also cannot be modified or terms altered after the coverage start date.

Below are the rules pertaining to cancellation of the policy and refund of premium.

• Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
• Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.