Visitor Insurance Glossary

Description of commonly used visitor insurance terms

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Visitors Health Insurance Glossary

Visitors Medical Insurance Glossary

Visitors insurance glossary provides general descriptions of commonly used terms and/or keywords in the international visitors health insurance, visitors medical insurance, travel health insurance, and travel medical insurance, industry. It should be noted
that there are differences between plans and that they all do not function in the same way. Please refer to individual insurance policy brochures and/or policy/certificates of insurance for complete details about each insurance plan.

Travel Medical Insurance Glossary

Visit the following Insurance Glossary pages for more information on travel health industry terms, terminology, keywords, and lingo.

Travel Medical Insurance Glossary
Travel Health Insurance Glossary
Visitor Medical Insurance Glossary

Travel Health Insurance Glossary

A Accident Accident Insurance Accidental Death and Dismemberment Accidental Death Benefits Acquired Immunodeficiency Syndrome(AIDS) Activities of daily living Actual Charge Adhesion Admitted (Authorized) Insurer Adult Day Care Adverse Selection Agent Aleatory Alien Insurer Alzhelmer’s Disease AM Best Rating Ancillary Apparent Authority Approved Amount Assignment Attained Age Attending Physician’s Statement Avoidance B Basic Hospital Expense Insurance Basic Medical Expense Insurance Beneficiary Benefit Benefit Period Birthday Rule Blanket Medical Insurance Boycott Buyer’s Guide C Cafeteria Plan Capital Amount Carrier Carriers Cease and Desist Order Certificate of Authority Certificate of Coverage Certificate of Insurance Claim Coercion Co-Insurance Coinsurance Clause Commissioner Common carrier Common carrier AD&D beneficiary Comprehensive Policy Comprehensive Major Medical Concealment Conditional Contract Consideration Consideration Clasue Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 Consumer Report Contract Contributory Coordination of Benefits Copay Co-payment Custodial Care Coverage period D Death Benefit Deductible Defamation Denial of claim Director Disability Disability Income Insurance Disclosure Domestic Insurer Domicile of Insurer Dread Disease Policy Dual Choice E Eligibility Period Elimination Period Emergency Emergency evacuation Emergency reunion Endodontics Enrollment Period Estoppel Excess Charge Exclusions Expiration Explanation of Benefits Explanation of Medicare Benefits Expsoure Express Authority Extended Care Facility Extension of Benefits F Fair Credit Reporting Act Fiduciary Flexible Spending Account Foreign Insurer Fraternal Benefit Societies Fraud Free Look

G Gatekeeper Model Grace period Group Disability Insurance Group Health Insurance H Hazard Hazard, Moral Hazard, Morale Hazardous sports coverage Hazard, Physical Health Insurance Health Maintenance Organization (HMO) Health Reinbursement Accounts (HRAs) Health Savings Accounts (HSAs) Home Health Care Home Health Services Hospice Hospital Confinement Rider I Implied Authority Income Replacement Contracts Indemnify Individual policy Insurability Insurance Insured Isurer Insuring Clause Integrated LTC Rider Intentional Injury Intermediaries Intermediate Care Investigative Consumer Report L Lapse Law of Large Numbers Legal Reserve Limited Policies Limiting Charge Lloyd’s Associations Long-Term Care (LTC) Long-Term Disability Insurance Loss Loss of Income Insurance Lost luggage M Major Medical Insurance Medicaid Medical Expense Insurance Medical Information Bureau Medical Savings Account Medicare Medicare Supplement Insurance Medigap Misrepresentation Morbidity Rate Morbidity Table Multiple-Employer Welfare Association Mutual Companies N Nonauthorized (Nonadmitted) Noncancelable Nonmedical Nnrenewal Nonresident Agent Notice of claim O Omnibus Budget Reconcillation Act Oral Surgery Orthodontics Out-of-Pockets Costs Out of pocket maximum Over Insurance

P Parol Parol Evidence Rule Partial Disability Payment of Claims Peril Periodontics Permanant Disability Persistency Personal Contract Physical Exam and Autopsy Policyholder Policy maximum Policyowner Pre-existing conditions Preferred Provider Organization Preferred Risk Premium Presumptive Disability Primary policy Principal Amount Private Insurance Pro Rata Cancellation Probationary Period Producer Proof of Loss Prosthodontics Provider Pure Risk R Rate Service Organization Rebating Reciprocal Excange Reciprocity Recurrent Disability Reduction Reinsurance Renewability Clause Repatriation of remains Return of minor children Representations Rescission Reserve Residual disability Respite Care Restorative Care Rider Risk Risk, Pure Risk Retention Group Risk, Speculative Risk, Standard Risk, Substandard S Service Plans Short-Rate Cancellation Short-Term Disability Insurance Sickness Skilled Nursing Care Standard Provisions Standard Risk Stock Companies Subrogation Substandard Risk Superintendent T Terminally Ill Total Disability Trip interruption Twisting U Underwriter Underwriting Unearned Premium Unilateral Contract UC&R Utmost Good Faith Z Waiting Period Wavier Warranty Workers Compensation

Disclaimer:
Visitor Insurance Services LLC and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. Visitor Insurance Services LLC is not liable for any problem resulting from the content on this FAQ.

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