Student Health Insurance FAQs

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International Student Health Insurance Frequently Asked Questions

Frequently Asked Questions (FAQ) with common answers for international students studying in the United States with a F-1 Student Visa (or in any other country outside home country) or under OPT (Optional Practical Training) in USA, or also for U. S. Students studying abroad in a foreign country.

International Student Health Insurance FAQ

• What are the eligibility criteria for purchasing International Student Health Insurance?
• Are dependents of student’s eligible for coverage?
• May I purchase Student insurance if I am already studying outside my home country?
• Will proof of insurance be mailed to me?
• How soon will the coverage begin?
• My school requires an Insurance Compliance Form or a Waiver Form to be completed as proof of my insurance. Can you complete this form for me? What should I do?
• May I renew my policy if I extend my stay in my country of study?
• May I go to any doctor or hospital, or must I use my school’s Student Health Center or a preferred provider from Study USA-HealthCare’s network?
• Is a network provider located in my area?
• How will I receive care at In-Network level if there are no Network providers in my area?
• Will my Study USA-HealthCare policy cover me if I travel outside the U.S.?
• Does Study USA-HealthCare cover pre-existing conditions?
• Does Study USA Insurance cover pregnancy?
• What should I do if I want to change the policy effective date after I have submitted my enrollment online?

US Students Abroad Medical Insurance FAQ

• How does the Student Select medical Insurance satisfy the needs of college students?
• If I apply for an insurance plan from your site, am I obligated to buy?
• As a parent, should I purchase a Student insurance plan for my child, or cover them through my standard medical plan?
• Who can purchase the Student select health insurance?
• Can I purchase student insurance for family members (spouse and dependents)?
• Are there any network coverage limitations?
• Do I need authorization for availing healthcare services?
• Does the student insurance provide coverage throughout the year, or just during the school term?
• Will I be covered when I go out of state?
• What happens if I transfer schools?
• Will I lose coverage when I graduate or if I leave school?
• When should I apply for student insurance?
• When does my coverage begin?
• How many times can the insurance plan be renewed?