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May I go to any doctor or hospital, or must I use my school’s Student Health Center or a preferred provider from Study USA-HealthCare’s network?

QuestionMay I go to any doctor or hospital, or must I use my school’s Student Health Center or a preferred provider from Study USA-HealthCare’s network?

AnswerFor Foreign Students Studying in USA: You may choose any of these. If you choose choose to be seen at your Student Health Center when it is equipped to treat your condition, you will receive the in-network benefit and also your deductible for such incidents will be waived. For other incidents, if you use a doctor or hospital in Study USA-HealthCare’s large preferred provider network, MultiPlan, Inc., you will pay a lower deductible and reach your plan limits more slowly than if you go outside the network.

For US Students Studying Abroad: Outside the U.S., Study USA-HealthCare does not have a Preferred Provider Network. You may choose to be seen at the Student Health Center or at another doctor or hospital and receive the in-network benefit. If you go to the Student Health center when it is equipped to treat your condition, your deductible for such incidents will be waived. You may also use any doctor or hospital of your choice. The Emergency Assistance Company can help you locate a doctor or hospital in the country where you are studying.