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Should I pay the medical practitioner/organization initially and then get reimbursed or will the insurance company be billed directly?

QuestionShould I pay the medical practitioner/organization initially and then get reimbursed or will the insurance company be billed directly?

AnswerOn purchasing visitors insurance from an American visitor insurance firm, you will receive an insurance card with details about your insurance. When you visit the doctor/hospital, the billing office at the hospital will usually make a photo-copy of your insurance card, call the insurance company to verify your policy, and will then bill the insurance company directly. You will have to pay the deductible amount.

In some instances if the medical office has not dealt with this particular insurance company, they might insist that you pay the bill on receiving medical treatment. In this scenario, you would get an detailed bill, which should be sent to the insurance company for reimbursement. VisitorsHealthInsurance.com advises policy holders to visit hospitals and other care giving organizations with in the provider network or PPO network whenever/wherever possible.