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visitor medical insurance

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What is a deductible?

QuestionWhat is a deductible?

AnswerIf your plan has a $100 deductible, you pay the first $100 of expenses and then the insurance company picks up the rest. The higher the deductible, the lower the premium cost and vice-versa.

Also, the deductible in visitors insurance should NOT to be confused with the term co-payment that usually applies to US health insurance plans. The deductible here is an accumulated amount of medical care costs over the plan duration, upon crossing this amount, the plan start reimbursing the visitor insurance plan subscriber.

Always refer to the visitors insurance plan brochure for the exact details.