Are your senior parents visiting you in USA or any other nation outside their home country? Do they have adequate coverage during their stay in USA or elsewhere? If they do not have health, accident and sickness coverage in the visiting country, you need affordable health insurance for parents visiting from India.
A visitor medical insurance plan needs to be purchased for your parents since immigrants and visitors are not eligible to for local health insurance plans. Also, a proper visitors insurance plan helps maintain the legal status and validity of the visa of your parents. These plans are a great help in case of any medical emergencies and claiming is a very easy and simple process.
The best time to buy a visitor health insurance for your parents is when the entire trip has been planned out and the visa papers are all in order. This is critical because it often happens that one buys insurance plans and later because of some visa problems, the trip gets canceled or postponed. This becomes an unnecessary financial burden on you because once an insurance policy is purchased and later you want to withdraw from it, there will be only a few companies who will refund you money. They may also deduct some fees and may demand a notice for the refund. Other companies may also decline your request for refund upfront. Hence, the visitor insurance policy should be purchased when everything else is in place.
To buy a right insurance plan can be a tough task with so many companies targeting around you with their visitor insurance products that are difficult to understand. It is advisable to seek help from online guides and insurance agents so that you do not end up selecting a wrong policy later. There are various tings that one shall have to consider like deductibles, coverage, benefits etc. Read the policy document carefully and ensure that unexpected events are met with. Benefits associated with a health insurance plan for parents generally include intensive care, hospitalization expenses, surgery, ambulance services etc.
It is a wise option to buy a short term health insurance plan from a insurance corporation of USA rather than the native country, despite the fact that the premium from the former is more expensive than the latter, because many doctors and hospitals in the U.S. are reluctant to accept overseas insurance cards since processing their bills from them can pose difficulties.
Buying the right travel medical insurance for yourself or parents visiting you not only helps them stay safe on the foreign land but also keeps your worries away. VisitorInsuranceServices.com provides a range of visitor insurance plans to suit varied needs. Their short term travel health insurance and travel insurance plans prove to be an asset when you are on a foreign land. Thus, it is important to find a health insurance plan for your parents well in advance to ensure that your parents have a pleasant experience visiting USA or another nation.