J Exchange Visitor Visa Overview

The exchange visitor (J Visa) is a non-immigrant visa category offered by the U.S. Department of State to persons who are approved to participate in exchange visitor programs in the U.S., under provisions of U.S. immigration law. This means that before you can apply at a U.S. Embassy or Consulate for a J visa, you must first apply, meet the requirements, and be accepted for one of the Exchange Visitor Program categories through a designated sponsoring organization. If you are accepted as a participant in an exchange program, the sponsor will provide you with information and documents necessary to apply for the J visa to enter the U.S.

J1 Visa Health Insurance Requirements

To satisfy the J1 requirements of the U.S. Department of State, all J1 visa holders and their J2 visa dependents must have mandatory J1 visa health insurance coverage with the following requirements:

1. Provide, at a minimum, up to 10,000 U.S. dollars in case of medical evacuation.
2. Provide, at a minimum, up to 7,500 U.S. dollars in case of repatriation of remains.
3. Provide, at a minimum, EITHER: up to 50,000 U.S. dollars of regular and customary medical expenses per accident or sickness; OR: 75% of regular and customary medical expenses per accident or sickness
4. Have a deductible that does not exceed 500 U.S. dollars per accident or sickness.
5. Be underwritten by an insurance corporation with one of the following ratings:
   1. an A.M. Best rating of “A-” or above
   2. an Insurance Solvency International Ltd. (ISI) rating of “A-i” or above
   3. a Standard & Poor´s Claims-paying Ability rating of “A-” or above
   4. a Weiss Research Inc. rating of “B+” or above
   5. a corresponding rating from the United States Information Agency OR Be backed by the full faith and credit of the government of your home country OR Be offered through or underwritten by a federally qualified Health Maintenance Organization (HMO) or eligible Competitive Medical Plan (CMP), as determined by the Health Care Financing Administration of the U.S. Department of Health and Human Services.

Compare and Buy J1 Visa Insurance Online

VisitorsHealthInsurance.com offers several plans from top providers that meet or exceed the above requirements. Review plan benefits, get online quotes and compare J1 visa insurance plans to find the best policy that suits your exact needs.