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J1 Visa Insurance Requirements for U.S. Exchange Visitors

19 Mar 2012 J1 Visa Insurance

J Exchange Visitor Visa Overview

The exchange visitor (J Visa) is a non-immigrant visa category offered by the U.S. Department of State to persons who are approved to participate in exchange visitor programs in the U.S., under provisions of U.S. immigration law. This means that before you can apply at a U.S. Embassy or Consulate for a J visa, you must first apply, meet the requirements, and be accepted for one of the Exchange Visitor Program categories through a designated sponsoring organization. If you are accepted as a participant in an exchange program, the sponsor will provide you with information and documents necessary, including the form DS-2019 issued by the U.S. Department of State, to apply for the J visa at the nearest U.S. consulate, which is required to produce upon entry to the United States.

J1 Visa Health Insurance Requirements

To satisfy the J1 visa requirements of the U.S. Department of State, all J1 visa holders and their J2 visa dependents must have mandatory J1 visa health insurance coverage with the following requirements:

  1. Provide, at a minimum, up to 10,000 U.S. dollars in case of medical evacuation.
  2. Provide, at a minimum, up to 7,500 U.S. dollars in case of repatriation of remains.
  3. Provide, at a minimum, EITHER: up to 50,000 U.S. dollars of regular and customary medical expenses per accident or sickness; OR: 75% of regular and customary medical expenses per accident or sickness
  4. Have a deductible that does not exceed 500 U.S. dollars per accident or sickness.
  5. Be underwritten by an insurance corporation with one of the following ratings:
    1. an A.M. Best rating of “A-” or above
    2. an Insurance Solvency International Ltd. (ISI) rating of “A-i” or above
    3. a Standard & Poor´s Claims-paying Ability rating of “A-” or above
    4. a Weiss Research Inc. rating of “B+” or above
    5. a corresponding rating from the United States Information Agency OR Be backed by the full faith and credit of the government of your home country OR Be offered through or underwritten by a federally qualified Health Maintenance Organization (HMO) or eligible Competitive Medical Plan (CMP), as determined by the Health Care Financing Administration of the U.S. Department of Health and Human Services.

Buy J1 Visa Insurance Plans

  1. Atlas America Insurance
  2. Patriot Exchange Insurance
  3. Study USA Insurance
  4. Student Secure Insurance
  5. Liaison Student Insurance
  6. Global Student USA Insurance

Compare J1 Visa Insurance Online

VisitorsHealthInsurance.com offers several J1 visa medical insurance plans from top providers that meet or exceed the above requirements. Review plan benefits, get online quotes and compare J1 visa insurance plans to find the best policy that suits your exact needs.