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Visit USA HealthCare for USA Visitors Insurance

Visit USA HealthCare is one of the oldest plans for short term visitors to the U.S. and has been popular choice for USA visitors for decades. As the insured or if you are purchasing on behalf of anyone who is visiting the United States, you get instant confirmation of coverage with online enrollment. Some of the outstanding features offered with the purchase of the Visit USA HealthCare insurance plan include:

  • No per policy maximum limit for medical expenses, and plan limits are $75,000 (for Plan A) and $100,000 (for Plan B) per incident or accident only.
  • High limit Accidental Death and Dismemberment (ADD) of USD $50,000 for Plan A option and $100,000 for Plan B option with commercial airlines coverage included; and upgrade of $250,000 flight, $100,000 for other risks available.
  • There is no inside maximums for individual medical expenses, plan covers Usual, Cuustomary and Reasonable (UCR) medical expenses can total as much as the plan limit. It is a quality plan that can be truly helpful to you in the event of an unexpected emergency.
  • Medical Evacuation/Repatriation of remains benefits are paid, even if the expense is cause by a pre-existing condition. The insurance company, in concert with its emergency assistance company, arranges the transport and pays the transportation company directly.
  • There is no age limit to buy the Visit USA Insurance, visitors can be as young as 14 days old or as old as 80 and above.
  • Easy access to quality health care services with a nationwide Multiplan PPO network. Visit USA policy holders can locate a practitioner or facility by looking up online at www.multiplan.com website.
  • Flexible coverage period starting from 15 days to up to 1 year, and rewritable. No individual medical underwriting required, which means that there is no medical records required to buy the policy.
  • Emergency Assist Service 24 hour emergency assistance toll free number with multilingual translators available.

Offered by VisitorInsuranceServices.com, the plan is underwritten by A rated admitted carrier, The Insurance Company of the State of Pennsylvania, with its principal place of business in New York, NY. The benefits in this policy have met the standards of state insurance regulators, Visit USA HealthCare features generous coverage benefits compared to plans by non-admitted surplus lines carriers. The plan is administered by USI Travel Insurance Services and is based in California, USA.

Vellore Jaishankar No Comments

Visit USA HealthCare Insurance

Visit USA Insurance, also called Visit USA Health Care Insurance, is ideal for tourists and visitors to the U.S. who come for pleasure, business or study. Visit USA Insurance is a temporary Medical Insurance for tourists and visitors to the United States. Visit USA Insurance is comprehensive coverage plan and is also suitable for new immigrants to the U.S. Coverage is available from a minimum of 15 days to a maximum period of up to 12 months, and benefits are available per incident/illness, and the policy can begin as early as the next day. Visit USA Insurance provides insurance coverage for Accident/Sickness Medical, Emergency Medical Evacuation and Assistance coverage in the United States. VisitUSA offers optional high limit Accidental Death & Dismemberment coverage, with incidental travel to Mexico, Canada for up to 14 days, and Emergency Travelers Assistance also included in coverage.

Visitor to US must be aware of health care system which is expensive and the importance of visitor health plan. Travel medical insurance is a prime necessity to be safe from unanticipated financial crises. Moreover they have mandated health insurance for visitors to the US. Travelers to the US can not avail from home land insurance while visiting the United States. Visitor medical insurance issued in a foreign country may not be accepted by doctors and hospitals in America. Visit USA visitor insurance is one of the renowned health insurance plans offered by AIG Assist,  Houston, Texas for affordable amount. Visit USA-HealthCare is underwritten by the Insurance Company of the State of Pennsylvania, Philadelphia, Pennsylvania, A++ rated by A.M. Best Company and a member of the American International Group of Companies (AIG). Claims are adjusted by AIG Life Insurance Company, Wilmington, Delaware.

Visit USA Insurance Plan A and Visit USA Insurance Plan B are the two plans offered for tourists with a with varying medical benefits provided per illness or injury as shown in the table below. Four deductible choices are offered: US$50, $250, $500, and $1,000. After this deductible is met, the Visit USA plan pays 80% of your medical losses to the extent of maximum benefit as per the plan chosen.

Visit USA Health Insurance
Visit USA Plan Benefits Plan A Limit Plan B Limit
Illness and Injury Medical Expense/Incident*
* The Medical Expense Benefit Limit for ages 80+ is $10,000.		 $50,000 $100,000
Emergency Medical Evacuation $70,000 $100,000
Accidental Death & Dismemberment (AD&D) $50,000 $100,000
Repatriation of Remains $10,000 $20,000
Family Travel Benefit $10,000 $10,000
Incidental Travel (to Canada, Mexico, U.S. Territories, maximum 14 days) Included Included
Emergency Travelers Assistance Service Included Included
Optional Benefits
Additional AD&D
Flight Insurance
AD&D Due to Other Accidents		 $250,000
$100,000
Hazardous Activity Coverage Medical Expense coverage for activities normally excluded from coverage such as motorcycling, scuba diving, skiing and whitewater rafting.

Visit USA-HealthCare is a registered trademark of Travel Insurance Services, California, USA based company, and is also available through certain insurance agents and brokers throughout the U.S., being one of the pioneers as it has been offered since 1973. Visit USA health care is designed for foreign nationals visiting America and is available for up to 12 months of continuous coverage. Visit USA health insurance offers excellent illness and accident expense protection for low cost. Insured under Visit USA visitor insurance plan, the possibility of a large unpredicted health cost or even being denied medical attention can be avoided. There are two plans under Visit US, depending on traveler requirements they can choose from two insurance plans to safe guard from financial crises while in the United States.The plans differ in their benefits limits and deductibles. Some of the health care costs covered under Visit USA are as follows, charges made for diagnosis, treatment, surgery by a physician, charges made by a hospital for room, emergency travel assistance and so on.

Visitors to the United States can enroll as early as when the traveler leaves his or her homeland. Visitor to the United States of America can buy Visit USA visitor insurance online without any complications and with ease as no medical check-up is required and no paper work needs to be submitted for any approval. Visitor insurance customers need to fill an online application to enroll for the Visit USA plan by providing the authentic details such as age, citizenship, dependents, etc. Visitors can use a credit card to purchase visit USA health insurance online. Make sure that you are insured with VisitorInsuranceServices.com before you commence your journey to the United States of America and have a safe and peaceful travel.