Vellore Jaishankar No Comments

Visitor Parent Insurance for Visiting USA

If elderly parents from India, China, or other relatives and foreign nationals are visiting USA or plan to visit USA from any other country, visitor parent insurance provides protection for medical emergencies, hospital visits, and common sickness during their stay in the United States of America or any other nation outside home country.

Many years before, those who are over 65 years did not have any difficulty getting visitor health insurance.  U.S. based insurance providers believe that people over 65 have more likelihood of filing claims during their travels.  With their age, they are more prone to getting sick thus present higher risks to insurance providers.  For this reason, they tend to deny visitor medical insurance coverage for senior citizens.  However, insurance companies have acknowledged the fact that more senior citizens go to USA or overseas for vacation or spend time with family. Seniors and older travelers in their sunshine years are retired and have more time and money to spend for those very special moments in life.  Several firms are now offering international travel health insurance to senior citizens with higher premiums and deductibles.  There are even those who provide coverage for pre-existing conditions but with certain limitations.  If you are over 65 and about to travel to USA or to any nation overseas, look for insurance providers that can offer you the right health coverage.

It is also common practice among folks in immigrant communities in USA or elsewhere in western land to invite elderly and aged parents, in-laws, grandparents and other relatives such as mother, father, mother-in-law, father-in-law, grandfather, grandmother, uncle, aunt, cousin, etc. to spend time with them and their children and family who work and live permanently there. For these senior individuals, the sponsor of the visitor visa can buy the visitors health insurance on behalf of the visiting family members and also attribute themselves as the beneficiary also. This policy removes the stress and future hardship caused by the thought of not having a qualified visitor insurance plan coverage, and allows all to fully enjoy the stay here in America.

Vellore Jaishankar No Comments

Health Insurance for Parents Visiting from China

Many expatriate chinese living in the United States (USA), Canada, and other countries bring their parents to visit them for short-term and live with them over extended period for maximum life of the visitor visa. Health Insurance for Parents Visiting from China provides them protection from accidents and emergency hospitalization during visit to USA or outside homeland, and Visitor Health Insurance is the right plan for them.

There are several Chinese origin people residing in the USA and their parents and relatives visit them just to spend time together and/or to holiday in America. While in the USA as a visitor one should purchase a proper medical insurance plan to get coverage in case of an emergency. Medical insurance for visitors from China policy is a special plan designed for the visitors from mainland China, or from Taiwan or Hong Kong to get medical coverage during their stay in the U.S. Since the medical costs in United States are very high compared to costs in home country, visitors health insurance plan will help to meet the hospital bills in case of a medical emergency. Medical insurance for visitors from China plan assures peace of mind for the visitors by giving financial assistance in case of an emergency.

Compare Medical insurance for visitors from China

Compare Visitors Medical insurance from China plans to sort through numerous policies that are offered by several prominent insurance companies for Chinese visitors. One of the best ways to evaluate travel insurance for visitors policies is comparing various quotes and associated plan benefits. At VisitorInsuranceServices.com, chinese travelers can make use of the compare tool to access quote information of various Medical insurance for visitors from China. Comparison of Medical insurance for visitors from China plans enables the visitors to make an informed decision while making an online purchase.

Buy Health insurance for visitors from China Online

After the comparison of various visitor medical insurance for visitors from China plans customers can use a credit card to make an online purchase. Once the online transaction is completed for medical insurance for visitors from India plan a confirmation mail furnished with all the transaction details will be sent to customer’s email id. The policy document of medical insurance for visitors from China will be sent as a soft copy which can be printed and used as a legal valid document.

USA Plans offering Health Insurance for Visitors from China

Travelers from China who are planning their visit to America can purchase US visitors insurance plans and the same plans are applicable for the visitors to China from USA. Visitors medical insurance plans tailored by American Insurance providers are valid for any traveler visiting either USA or China from any part of the world. Visitors can compare visitors health insurance plans and make a proper decision while making a purchase.

Vellore Jaishankar No Comments

Health Insurance for Parents Visiting from India

Are your senior parents visiting you in USA or any other nation outside their home country? Do they have adequate coverage during their stay in USA or elsewhere? If they do not have health, accident and sickness coverage in the visiting country, you need affordable health insurance for parents visiting from India.

A visitor medical insurance plan needs to be purchased for your parents since immigrants and visitors are not eligible to for local health insurance plans. Also, a proper visitors insurance plan helps maintain the legal status and validity of the visa of your parents. These plans are a great help in case of any medical emergencies and claiming is a very easy and simple process.

The best time to buy a visitor health insurance for your parents is when the entire trip has been planned out and the visa papers are all in order. This is critical because it often happens that one buys insurance plans and later because of some visa problems, the trip gets canceled or postponed. This becomes an unnecessary financial burden on you because once an insurance policy is purchased and later you want to withdraw from it, there will be only a few companies who will refund you money. They may also deduct some fees and may demand a notice for the refund. Other companies may also decline your request for refund upfront. Hence, the visitor insurance policy should be purchased when everything else is in place.

To buy a right insurance plan can be a tough task with so many companies targeting around you with their visitor insurance products that are difficult to understand. It is advisable to seek help from online guides and insurance agents so that you do not end up selecting a wrong policy later. There are various tings that one shall have to consider like deductibles, coverage, benefits etc. Read the policy document carefully and ensure that unexpected events are met with. Benefits associated with a health insurance plan for parents generally include intensive care, hospitalization expenses, surgery, ambulance services etc.

It is a wise option to buy a short term health insurance plan from a insurance corporation of USA rather than the native country, despite the fact that the premium from the former is more expensive than the latter, because many doctors and hospitals in the U.S. are reluctant to accept overseas insurance cards since processing their bills from them can pose difficulties.

Buying the right travel medical insurance for yourself or parents visiting you not only helps them stay safe on the foreign land but also keeps your worries away. VisitorInsuranceServices.com provides a range of visitor insurance plans to suit varied needs. Their short term travel health insurance and travel insurance plans prove to be an asset when you are on a foreign land. Thus, it is important to find a health insurance plan for your parents well in advance to ensure that your parents have a pleasant experience visiting USA or another nation.