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Visit USA Travel Insurance

29 Jun 2011 Visitors Insurance

Every year, thousands of international visitors to the United States require emergency medical treatment, hospitalization or medical evacuation to their home country. Most health care facilities in the United States are privately owned and medical care is very expensive. Hospital costs can average hundreds per day, and a major illness or injury could cost you many thousand of dollars. Medical evacuation to your home country is also costly. For example, U.S. to Asia can easily cost several thousands. You will also have to pay for your medical care at the time of treatment unless you have health care insurance coverage acceptable in the United States. Your present health coverage may not pay for medical expenses in the United States. Travel insurance issued in a foreign country may not be accepted by doctors and hospitals in the United States or be able to arrange direct claims payment.

Visit USA Insurance or Visit USA Health Care is designed for foreign nationals while in the United States, and is available for up to 12 months. It provides excellent illness and accident expense protection at a low cost. Visit USA Health Care Insurance plan will help you find a doctor or hospital and pay for treatment. You pay the deductible and coinsurance. After you pay the deductible per policy period and 20 percent of the
first $5,000 covered medical expenses per incident, the insurance covers 100 percent of most other health care costs.

With Visit USA Insurance or Visit USA Health Care, the possibility of a large, unexpected medical expense or even being denied medical attention can be avoided. Two Visit USA Insurance Plans Depending on your needs, you can choose from two insurance plans to protect you. The plans differ in their benefit limits. Each plan offers
a choice of deductibles.

Brief Outline of Coverages highlights the plan, please read the descriptive plan brochure for details. Upon receipt of your Certificate of Insurance, please read it carefully as it will describe the provisions of the Master Policy which will prevail. Your benefit limits depend upon your choice of coverage Plan A or Plan B, plus your purchase of the Optional Benefits.