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visitor medical insurance

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Why Buy American Insurance Coverage for USA Visitor

America being one of top nations for visitors from around the globe, every year it welcomes several thousands of foreign nationals from India, China, etc. as short-term visitors to USA. Many visitors to USA travel for personal reasons such as to meet their close relatives or friends who live and work in the U.S., or to attend the graduation of their children and grand children who are studying in the United States. Other business travelers come to the US to meet with clients or to attend a trade convention hosted in America. Visitors who are in the USA for any reason, work or leisure, surely need a good visitors insurance policy as typically they are not covered by their domestic health insurance plans. Visitor medical insurance can be purchased by the visitors prior to visiting USA or even while during travel in America.

Many visitors traveling to USA have a choice when it comes to buying visitor medical insurance – buy American visitor insurance coverage or buy a plan from a home country insurer like India or China, for which the quoted premium rates are usually a bit cheaper. There might be some savings in the premium costs with the home country plan, but the real advantage of buying a plan from an insurer in America is many fold beyond the premium savings, such as widely accepted provider network, direct cashless claim transaction possible, etc. The American consulate in many nations abroad also advises visitors to travel to America covered with visitors health insurance policy purchased from a U.S. based carrier.

It is a wise option to buy a short term visitor health insurance or American visitor insurance plan from a visitors insurance provider company of USA rather than the native home country insurance provider, despite the fact that the premium from the former is a little more expensive than the latter, because many doctors and hospitals in the U.S. are reluctant to accept overseas insurance cards since processing their bills from them can pose difficulties.

Weigh all the options by before buying a visitors health insurance policy, by comparing all available visitors medical insurance plans from different providers – compare visitors medical insurance – and reading the insurance brochure for plan reviews, policy rankings, client experiences, and more.