Outreach Group Travel Medical Insurance

Outreach Group Mission Travel Insurance plan highlights are as follows:

• Eligiblity: groups of five or more missionaries visiting USA or traveling abroad, benefit period up to 12 months.
• Choice of medical maximum coverage and deductibles
• Discounted rates from Outreach individual plans
• One application for five or more group members
• Common Carrier Accidental Benefit and Accidental Death and Dismemberment (AD&D)
• Immediate coverage available, print virtual ID cards instantly after purchase.
• Renew online to extend policy coverage dates up to 12 months.
• Plan offers optional acute onset of a pre-existing condition coverage for ages below 70, please see the plan brochure for details.
• Hospital Room and Board with Intensive Care
• Eligible Medical Expenses including Prescription Medication
• Acute Onset of Pre-existing Condition prior to age 70
• Emergency Room Accident or Illness with Local Ambulance
• Dental Treatment related to an Accident or Emergency
• Hospital Daily Indemnity for Incidental Charges
• Emergency Medical Evacuation, Reunion or Political Evacuation
• Return of Mortal Remains or Cremation/Burial
• Return of Minor Children
• Incidental Trips to Home Country
• End of Trip Home Country Coverage
• Trip Interruption and Lost Luggage Coverage
• Coverage for Terrorism, Natural Disaster, Identity Theft
• Administered by International Medical Group (IMG)
• Underwritten by SiriusPoint Specialty Insurance Corporation

Outreach Group Travel Health Insurance is designed for group of 5 or more missionaries seeking an affordable short-term visitor health insurance for the USA, or travel medical insurance while traveling outside America for mission work in any foreign country.

• Eligibility: Group of 5+ missionaries to the USA or international missionary groups outside their home country.
• Policy Maximum: Plan offers maximum coverage choices from US$50,000 to US$1,000,000 for the life of the plan. For travelers ages 70 to 79 years, the maximum coverage is limited to $50,000 or $100,000, and for ages 80 years and older it is reduced to only $10,000.
• Plan Deductible: Choice of US$0, US$100, US$250, US$500, US$1000, or US$2500 deductible per certificate/renewal period.
• Coinsurance: Applies for treatment within the USA only. For treatment received outside the PPO network, 20% coinsurance applies for the first $5000 in eligible expenses beyond the chosen plan deducible. For eligible U.S. claims incurred inside the PPO network, the coinsurance amount is waived and the plans pays 100% after the chosen plan deductible.
• Policy Duration: Minimum certificate period of 5 days to maximum coverage/renewal period of 2 year (24 months).
• Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included. Please refer to the “Summary of Benefits” table available in the plan brochure for entire list of covered benefits.
• Pre-Existing Conditions: For treatment in the USA visitors, coverage for acute onset of pre-existing condition is NOT available with this plan. Please refer to the “Certificate of Insurance” document for plan exclusions of what is not covered.
• Underwriter: Policy is underwritten by SiriusPoint Specialty Insurance Corporation, rated A (excellent) by A.M.Best and A- by Standard & Poor’s.
• Administrator: Plan is administered by International Medical Group (IMG).