Patriot America Insurance - Plan Summary
Patriot America Insurance - Coverage Benefits
|Policy Maximum||Maximum medical coverage options are $50,000, $100,000, $500,000, $1,000,000 or $2,000,000 for injury or sickness occured during plan duration.|
|Deductible||Choice of deductibles of $0, $100, $250, $500, $1000 or $2500 per policy period, $250 is the standard deductible.|
For treatment received within the US and Canada:
The plan pays 90% of eligible expenses up to US$5,000, then 100% up to the policy maximum.
For treatment received outside the US and Canada:
No coinsurance required.
|Plan Duration||From minimum of 5 days to a maximum of 24 months. Minimum 1 or 3 month initial purchase (depending on age) is required for future plan renewal eligibility upto 24 months.|
- Non US citizens visiting the United States (Patriot America)
- USA citizens traveling outside the US (Patriot International)
- International travelers requiring continuing coverage
- For visitors over 65, initial period of coverage must be within 30 days of arrival in the United States, unless proof of previous valid international coverage is provided
- Age: 14 days to 80+ years
- Home country coverage
- Trip interruption
- Lost luggage
- Accidental death & dismemberment
- Common carrier accidental death
|Provider PPO Network||Patriot America Insurance preferred provider PPO network is First Health Network.|
|Plan Underwriter||Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group company (rated A [Excellent] by A.M. Best Company).|
|Plan Administrator||Policy administered by International Medical Group (IMG).|
|Quote Online||Get a free instant online quote for Patriot America Insurance Quote online.|
|Buy Online||Apply online to purchase and Buy Patriot America Insurance.|
|Renew Policy||Renew patriot America Insurance Online Renewal (without break in coverage) for a total of up to 24 months is available when plan is purchased for at least 3 months initially.|
Patriot America Insurance covers for non-U.S. citizens traveling outside their home country for a minimum of 5 days up to a maximum of two years. If the plan is purchased for a minimum of three months, coverage may be renewed for a total of up to 2 years.
Patriot America Insurance coverage can start as early as next day. You do not need medical records or a physical exam to sign up.
Patriot America Insurance Coverage is available - Extreme Sports Rider is up to 12 months of coverage for those under the age of 50. This rider provides upto US$50,000 lifetime activities such as Bungee jumping, canyoning, flying, hang gliding,rappelling, rock climbing, skydiving, spelunking and whitewater rafting.
Hospital Expense Coverage Limit: Up to policy maximum
Intensive Care Expense Coverage Limit: Up to policy Maximum
Outpatient Doctor Office Coverage Limit: Up to policy Maximum
Pre-existing condition coverage Limit: Is covered upto USD50K for age below 65, and USD2500 for age above 65. A Pre-Existing Condition is defined by the policy as, "any injury or illness which was contracted or which manifested itself, or for which treatment or medication was prescribed within three years prior to the effective date of this insurance."
Patriot America Insurance
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