visitor medical insurance

Patriot Exchange Insurance


Patriot Exchange Insurance - Plan Summary

  • Best suited for international students and/or their dependents
  • Meets or exceeds most US university or college requirements
  • Suitable for both F1/F2 or J1/J2 visa holders
  • Free instant quotes, review rates, apply and buy coverage online.
  • No medical checkup/proof of health records needed to purchase policy.
  • Don't risk expensive medical bills for visitors.
  • Ensures visitors health is protected anywhere and anytime.
  • Offers seamless coverage for visitors around the world.
  • Extensive international and U.S. provider networks.
  • Assistance team available 24/7 365 days a year.
  • Underwritten by Sirius Insurance.

Patriot Exchange Insurance - Coverage Benefits

  • Renewable policy with access to student health center
  • Choice of medical maximum coverage benefits
  • Covers accident/injury or sickness/illness
  • Acute onset of pre-existing conditions covered
  • Inpatient and outpatient hospital charges
  • Doctor visits and labs/diagnostic charges
  • Emergency medical evacuation and ambulance charges
  • Repatriation and return of mortal remains
  • Common carrier accidental death benefit
  • Pregnancy/maternity and childbirth included


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Patriot Exchange Insurance Review

Patriot Exchange Insurance or Patriot Exchange Program is designed for for those participating in education and cultural exchange programs in USA or abroad. Patriot Exchange Program Insurance Patriot Exchange SM Program gives peace of mind to participants and group organizers alike. Three flexible plans can be tailored to your unique circumstances, the Patriot Exchange Insurance is ideal for J1 Visa holders such as US cultural exchange visitors, exchange scholars, summer interns coming to the United States.

Patriot Exchange Insurance plan benefits J1 visa holders such as visiting scholars, faculty, summer interns, and student who need coverage while traveling, working or studying outside their home country.

Please visit our dedicated product website - Patriot Exchange Insurance

Patriot Exchange Insurance - Plan Details

Patriot Exchange Insurance plan highlights are as below:

Policy Maximum Patriot Exchange SM Program provides a maximum medical coverage of $500,000 for the Standard and Basic Short Term travel plans, for injury or sickness occured during plan duration.
Deductible Plan deductible of US$100 per Illness or Injury
Co-insurance For treatment received within the US and Canada:
The plan pays 100% of eligible expenses after the deductible up to the per-illness or lifetime maximum Limit.
For treatment received outside the US and Canada:
No coinsurance required.
Plan Duration Coverage can be purchased in monthly increments for up to a maximum of 24 months. Minimum 3 month initial purchase is required for future plan renewal eligibility upto 24 months.
Coverage Benefits - Accident and Sickness
- Optional Sports rider
- Optional Baggage Loss/Legal Assistance
- Personal Liability add-on coverage
- Accidental death & dismemberment
- Common carrier accidental death
Provider PPO Network Patriot Exchange Insurance preferred provider PPO network is First Health Network.
Plan Underwriter Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group company (rated A [Excellent] by A.M. Best Company).
Plan Administrator Policy administered by International Medical Group (IMG).
Quote Online Get a free instant online quote for Patriot Exchange Insurance Quote online.
Buy Online Apply online to purchase and Buy Patriot Exchange Insurance.
Renew Policy Renew patriot Exchange Insurance Online Renewal (without break in coverage) for a total of up to 24 months is available when plan is purchased for at least 3 months initially.
Plan Notes
  • Outside the US the plan does not follow a network. You can utilize IMG's International Provider Access for assistance in locating a health care provider. Inside the US, the Patriot Exchange Insurance provider network is First Health Network.
  • The Basic and Standard Short Term Plans can be renewed (without a break in coverage) for up to a total of 24 months, if the plan is purchased for a minimum of three months.

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