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Visitor Insurance for Pre-existing Conditions

Visitors Insurance for Acute Onset of Pre-existing Condition Coverage


Visitor Insurance for Pre-existing ConditionsVisitor Insurance for Pre-existing Conditions, also called pre-existing condition visitor insurance, visitor insurance with acute onset pre-existing condition coverage, are travel medical / health insurcnce policy plans the provide USA visitors and international travelers visiting a foreign country with health coverage for pre-existing medical conditions, which is is any medical condition the person might have been diagnosed with, or had any treatment for, or is taking any medication for prior to the start date of the insurance. Amoung the many plan offering, only some visitors medical insurance plans provide visitors insurance coverage for pre-existing conditions.


Pre-Existing Condition Visitor Insurance

The only visitor insurance plans that cover pre-existing conditions up to a certain limit are listed below:



Atlas America Insurance offers pre-existing conditions coverage to visitors under age 70 years for an Acute Onset of a Pre-existing Condition. Coverage is available up to $20,000 Maximum for Eligible Medical Expenses and up to $25,000 for Emergency Medical Evacuation. An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. NO Pre-Existing Coverage is provided for visitors over age 70 years.
 
Liaison Continent Insurance has an increased benefit for acute onset of a pre-existing condition, now the plan provides $25,000 lifetime maximum medical coverage and $25,000 lifetime maximum evacuation coverage for non-U.S. citizens traveling to the United States up to age 70. Plan also offers waiver of a Pre-existing Condition up to $25,000 towards an unexpected recurrence for U.S. citizens traveling outside of the U.S. and Canada.
 
Liaison International Insurance recently in 2012 added the new benefit of acute onset of a pre-existing condition benefit which provides US$15,000 lifetime maximum medical coverage and $25,000 lifetime maximum evacuation coverage for non-U.S. citizens up to age 70 traveling to the United States.
 
Liaison Majestic Insurance provides a maximum benefit of $3,000 coverage for pre-existing conditions such as myocardial infarction (heart attack) or stroke. It also offers, up to $200 per day for each night spent in the hospital after being admitted for either a heart attack or stroke.
 
Visitors Care Insurance is a low-cost and fixed benefit insurance option when you have parents or relatives visiting the United States or for non-U.S. citizen traveling to any other foreign country. Plan offers up to USD 5,000 in coverage for Myocardial Infarction (heart attack) or Stroke.
 
Inbound USA Insurance provides visitors under age under 70 years upto $5,000 coverage for pre-existing conditions such as myocardial infarction (heart attack) or stroke. Visitors age 70 years and above are offered a lower benefit amount of $3,000 coverage for Myocardial Infarction (heart attack) or stroke.


Pre-existing Condition Coverage

A pre-existing condition is defined as any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment that existed at the time of application or during the past duration(specified by each insurance plan) prior to the effective date of the insurance, including any subsequent, chronic or recurring complications or consequences related to thereto or arising thereffrom.



As no paperwork or medical check-up is required to purchase any plan, pre-existing conditions is determined by the physicians report ordered by insurance plan administrator directly from the doctor who has treated the insured visitor, whan a visitor insurance claim has been submitted. Always refer to the corresponding plan brochure for specifics related directly to the particular plan selected for exact defition of pre-existing condition, what is covered and what is excluded and deemed a pre-existing condition.





Comparison of Comprehensive Visitor Insurance for Pre-existing Conditions


Listing of popular comprehensive visitor insurance plans offering Acute Onset of Pre-existing Conditions coverage.

Comprehensive Coverage Plans

Maximum Benefit Deductible Eligibility Co-insurance Pre-existing condition coverage

Atlas America Insurance


Atlas America Insurance
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Plan Brochure
US$50,000 to US$1,000,000 Choice of US$0, US$100, US$250, US$500, US$1000, or US$2500 Travelers outside their home country and more than 14 days old. Within U.S & Canada: Underwriters will pay 80% of the next US$5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider.
Outside U.S & Canada: Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition. Coverage is available up to US$15,000 Maximum for Eligible Medical Expenses and up to US$25,000 for Emergency Medical Evacuation.

Liaison Continent insurance


Liaison Continent Insurance
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Plan Brochure
US$50,000, US$100,000, US$500,000, US$1,000,000 (ages 80+, maximum limited to US$15,000) Choice of US$0, US$100, US$250, US$500, US$1000, or US$2500 Liaison Continent provides coverage, for individuals and families (including unmarried dependent child(ren) over 14 days and under 19 years of age) while traveling outside of their Home Country. Inside the United States and Canada:
- Plan A After you pay the deductible, the program pays 80% of the next US$2,500 of eligible expenses, then 90% of the next US$5,000 of eligible expenses, then 100% to the selected Medical Maximum.
- Plan B After you pay the deductible, the program pays 75% of eligible expenses to the selected Medical Maximum.
Outside the United States and Canada:
- Plan E After you pay the deductible, the program pays 100% to the selected Medical Maximum.
- Plan F After you pay the deductible, the program pays 80% of eligible expenses to the selected Medical Maximum.
Non U.S. Citizens traveling to the United States - If the travelers are under age 70, they are covered for an Acute Onset of a Pre-existing Condition as defined below:
Coverage is available up to US$15,000 Lifetime Maximum for Eligible Medical Expenses and up to US$25,000 Lifetime Maximum for Emergency Medical Evacuation.

Patriot Platinum America insurance


Patriot Platinum Insurance
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Plan Brochure
US$1,000,000, US$5,000,000, US$8,000,000 US$0 to US$25,000 per each injury or sickness. Family deductible of three times the individual deductible For visitors over 65, initial period of coverage must be within 30 days of arrival in the United States. For treatment received outside the U.S & CanadaNo coinsurance
For treatment received within the U.S & Canada In the PPO Network - 100%. Out of the PPO Network - 90% of eligible expenses up to US$5,000, then 100% up to the policy maximum limits
Coverage up to US$20,000 for a Sudden and Unexpected Recurrence of a Pre-existing Condition for non-U.S. citizens up to age 65

Liaison Majestic insurance


Liaison Majestic Insurance
Quote Buy


Plan Brochure
US$50,000, US$100,000, US$500,000 or US$1,000,000 Choice of US$0, US$100, US$250, US$500, US$1000 or US$2500 14 days to 80+ years Inside the U.S and Canada: After you pay the deductible, the program pays 80% of the next US$5,000 of eligible expenses, then 100% to the selected Maximum.
Outside the U.S and Canada: After you pay the deductible, the program pays 100% to the selected Maximum.
Up to US$20,000 for U.S. citizens traveling outside the United States.

For foreign nationals visiting the United States, up to US$200 per day for each night spent in the hospital after being admitted for either a heart attack or stroke. Max. Benefit of US$3,000



Comparison of Fixed Benefit Visitor Insurance for Pre-existing Conditions


Listing of popular fixed benefit visitor insurance plans offering Acute Onset of Pre-existing Conditions coverage.

Fixed Benefit Plans

Maximum Benefit Deductible Eligibility Co-insurance Pre-existing condition coverage

Visitors Care insurance


Visitors Care Insurance
Quote Buy


Plan Brochure
US$25,000, US$50,000 or US$100,000 US$0, US$50 or US$100 14 days to 80+ years Plan will pay 100% of the covered amount. Up to US$5,000 in coverage for Myocardial Infarction (heart attack) or Stroke

Inbound USA Insurance


Inbound USA Insurance
Quote Buy


Plan Brochure
US$50,000, US$75,000, US$100,000 or US$130,000. For 70+ age group coverage is limited to US$50,000 and US$70,000 US$0, US$50 or US$100 per each injury or sickness Minimum of 14 days old onwards up to 70+ years. Policy must become effective within 12 months of arrival in US. No Co-insurance Should the Insured Person suffer a Myocardial Infarction or Stroke during the Period of Coverage and it is determined to be a "Pre-Existing Condition," coverage for those expenses will be covered up to the Pre-Existing Condition Benefit maximum, according to the Schedule of Benefits.


USA Visitors Insurance - Benefits

  • Emergency Medical Expenses
  • Surgery and Dental Charges
  • Prescription Drugs and Medication Costs
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Emergency Medical Reunion
  • Accidental Death & Dismemberment (AD&D)
  • Flight Accident or Common Carrier Death Benefit
  • Brief Return to Home Country cover
  • Trip Cancellation and Travel Interruption Benefits


Visitors Insurance USA - Highlights

  • Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500.
  • Comprehensive Visitors Insurance USA plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
  • Exclusion for cover of pre-existing medical conditions, only centain plans offer pre-existing condition coverage.
  • Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
  • Flexibility on your return date with renewable policies.
  • Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
  • The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
  • Reduced rates for dependent children included in the parents plan.
  • Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
  • Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.


Visitors Insurance Pre existing Condition

Visitors Insurance Pre existing ConditionAcute Onset of a Pre-Existing Condition


Atlas America covers you for an Acute Onset of a Pre-existing Condition, if you are under age 70. Acute onset of pre-existing condition coverage, benefit limit to policy maximum for US$50,000 option, all other policy maximums adjusted to a benefit maximum of US$100,000, and up to $25,000 for Emergency Medical Evacuation. An Acute Onset of ...
Posted: Wed, 15 Feb 2012 05:45:14 +0000 | Tags: Visitor Medical Insurance, Visitors Insurance, acute onset of pre-existing condition, atlas america, atlas america insurance, atlas insurance, pre-existing condition, pre-existing condition coverage, pre-existing condition visitor insurance, visitor insurance for pre-existing conditions

Visitors Insurance Pre existing ConditionPre-Existing Condition Coverage for Visitors to USA


Pre-Existing condition or conditions is considered any injury, illness or medical condition or conditions which meets any of the following criteria: (1) condition or conditions that would require a person to seek medical advice, diagnosis, care and / or treatment prior to the Policy Effective Date, (2) manifestation of condition or conditions for which medical ...
Posted: Wed, 08 Feb 2012 05:22:44 +0000 | Tags: Visitors Health Insurance, Visitors Insurance, pre-existing condition, pre-existing condition coverage, pre-existing condition visitor insurance, visitor insurance pre existing conditions

Visitors Insurance Pre existing ConditionPre-existing Condition Visitor Insurance


Pre-existing Condition Visitor Insurance provides USA visitors and foreign travelers with coverage for mostly acute onset of pre-existing conditions, which is is any medical condition the person might have been diagnosed with, or had any treatment for, or is taking any medication for prior to the start date of the insurance. Among the many plan ...
Posted: Wed, 11 Jan 2012 05:45:06 +0000 | Tags: Visitors Insurance, pre-existing condition, pre-existing condition coverage, pre-existing condition visitor insurance, pre-existing conditions, visitor insurance for pre-existing conditions, visitor insurance pre existing conditions, visitor insurance usa pre exisiting conditions


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