Visit USA Insurance, also called Visit USA Health Care Insurance, is ideal for tourists and visitors to the U.S. who come for pleasure, business or study. Visit USA Insurance is a temporary Medical Insurance for tourists and visitors to the United States. Visit USA Insurance is comprehensive coverage plan and is also suitable for new immigrants to the U.S. Coverage is available from a minimum of 15 days to a maximum period of up to 12 months, and benefits are available per incident/illness, and the policy can begin as early as the next day. Visit USA Insurance provides insurance coverage for Accident/Sickness Medical, Emergency Medical Evacuation and Assistance coverage in the United States. VisitUSA offers optional high limit Accidental Death & Dismemberment coverage, with incidental travel to Mexico, Canada for up to 14 days, and Emergency Travellers Assistance also included in coverage.
Visit USA Health Care Policy Features
Visit USA Insurance covers international visitors who come to the U.S. for pleasure, business or study and to new immigrants to the U.S. Coverage is available for up to 12 months.
Visit USA Insurance also provides Optional High Limit Flight and Accident insurance for those interested in higher accidental death limits.
Visit USA Insurance coverage can start as early as next day. You do not need medical records or a physical exam to sign up.
Visit USA Insurance provides new optional rider for Hazardous Activity Coverage which is available option - Medical Expense coverage for activities normally excluded from coverage such as motorcycling, scuba diving, skiing and whitewater rafting.
Visit USA Insurance Plan Highlights
Visit USA Insurance plan offers coverage benefit maximum amount of US$50,000 or US$100,000 for the life of the plan. Plan A $50,000 per injury or sickness, Plan B $100,000 per injury or sickness. For applicants over age 80 the benefit amount is reduced to $10,000.
Choice of deductible of US$50, US$250, US$500 or US$1000 per policy period.
After the deductible is met, the Visit USA plan pays 80% of eligible medical expenses per incident up to US$5000, then 100% up to the policy maximum selected.
Visit USA Insurance provider network or PPO Network is covered by the Multiplan PPO.
Non US citizens traveling to the U.S. for pleasure, business or study, and for new immigrants to the US.
- Hospital Room and Board
- Hospital intensive care unit charges
- Physician visits, surgeon, Private duty nurse fee
- Emergency Medical Evacuation
- Accidental Death & Dismemberment (AD&D)
PPO Network : Visit USA Insurance uses the Multi Plan PPO network.
Renewal: The plan cannot be renewed or extended. However, the plan can be re-purchased for a fresh period of coverage.
Cancellation: A refund of premium less a $20 cancellation fee is possible if a written request is provided prior to the start of the plan. No refunds are available after the start of the plan.
Hospital Expense Coverage Limit: Up to policy maximum
Intensive Care Expense Coverage Limit: Up to policy Maximum
Outpatient Doctor Office Coverage Limit: Up to policy Maximum
Pre-existing condition coverage Limit: Not covered. A Pre-Existing Condition is defined by the policy as: "any injury or illness which was contracted or which manifested itself, or for which treatment or medication was prescribed within three years prior to the effective date of this insurance."
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