Plans for parents visiting USA, relatives, friends & family traveling overseas, coverage outside home country
Visitor Medical Insurance (also called Visitor Health Insurance or Travel Medical Insurance) plans provide coverage for medical expenses resulting from sudden illness or injuries incurred during the stay in USA or travel abroad. Visitor Medical Insurance plans can be purchased anytime even during the trip and offer many levels of medical coverage ranging from US $25,000 to US $1,000,000. Visitor Medical Insurance plans cover medical expenses (no coverage for pre-existing conditions), prescription drugs expenses, emergency medical evacuation / repatriation, and accidental death & dismemberment. Other secondary benefits include travel benefits such as common carrier death benefits, trip interruption, baggage loss, baggage delay etc.
Plans for business, vacation or leisure travel to European nations, meets schengen visa requirements
Affordable plans are available for all travelers to Europe (vacation trip or business travelers) US citizens can also purchase coverage for their travel to European nations.
For citizens requiring visa for traveling to Europe, this has has been made convenient with the Schengen Visa. This common visa allows you to travel to 15 schengen countries. However Schengen visa countries require visitors to have health insurance coverage. Schengen Visa insurance requirements are specified by the consulates.
Annual plans for International citizens, US H1-B H4 visa holders, Green Card holders
International health insurance plans offer comprehensive major medical coverage in all countries including USA and are designed for the special needs of H1-B H4 visa holders and Green Card holders (new immigrants). These annual plans offer comprehensive medical benefits including maternity, mental health, wellness (preventive check ups) and medical evacuation. These plans have no limit on the policy renewals.
Plans for H1b visa, H4 Visa, F2 Visa holders and new immigrants
Immigrant insurance plans are long term annual plans designed to the special health needs of new immigrants (US H1-B/H4 Visa holders, Green Card holders sponsored by family members) to the US and potential immigrants (H4 vsia / F2 visa holders). These plans cover medical expenses resulting from sudden illness or injuries during their period of coverage. These plans typically offer coverage ranging from 2 to 5 years.
J-1 exchange visitors in the US and J-2 dependents must carry mandatory health insurance. U.S. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the termination to US Department of State. Benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.
Plans for International students studying in a foreign country
International Students (F1 visa), their spouses and children (F2 dependents) are required by US universities and other international colleges/schools to have good medical insurance coverage. These plans cover medical expenses (pre-existing conditions & pregnancy may be covered), prescription drugs expenses, emergency medical evacuation and repatriation, and meet University requirements.
Plans for American students studying in the United States
US student plans are ideal for American students who find a traditional individual medical or other current coverage to be too expensive. They are also ideal for US citizens who are attending school outside an HMO or PPO region, are required to have coverage but choose not to participate in a college-sponsored plan and are no longer covered as a dependent under their parent's plan.
Plans for vacationers, short trips & cruise travel
Trip Cancellation Insurance plans (also referred as Trip Interruption Insurance or Package Trip Insurance) are simple packaged solutions designed for short term travel, trips, cruises, vacations and tours. These plans offer good coverage (no deductible) at affordable prices. Benefits include coverage for medical expenses (pre-existing conditions may be covered), dental expenses, prescription drugs expenses, emergency medical evacuation. These plans can also cover your losses (non refundable ticket costs) due to a trip cancellation, trip interruption, lost baggage etc.
Plans for international nannies/au-pairs and foreign babysitters
Most international nannies or au-pairs in the United States have the J-1 visa. J-1 visa exchange visitors in the US and J-2 dependents must carry health insurance. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the termination to US Department of State. Benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.
Plans for group of people traveling abroad, issued as a group policy
Group Travel Medical Insurance provides medical expense coverage for many people included in a single policy. All the eligible plan members are covered, regardless of age or physical condition. Groups Coverage is ideal for International employees, crew members, missionaries, students and travelers are just some of the types of groups.
Plans for new college graduates, individuals in-between jobs
Short Term Insurance plans are temporary health insurance policies ideal for those in-between jobs or waiting on another plan. It is also applicable for students who have recently graduated from college or anybody else without health insurance.
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Posted: Thu, 22 Jul 2010 18:36:33 +0000 Tags: international insurance, international visitor insurance, international visitors insurance, travel medical insurance, visitor health insurance, visitor insurance, visitor medical insurance, visitors insurance, visitors medical insurance
Posted: Tue, 13 Jul 2010 17:13:54 +0000 Tags: international insurance, patriot america health insurance, patriot america insurance, patriot america medical insurance, patriot america travel insurance, patriot america visitor insurance, patriot insurance, patriot international insurance, patriot travel health insurance, patriot travel medical insurance, patriot visitor insurance
