Inbound USA Insurance review of plan features and benefits offered:
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Inbound USA Insurance Plan Summary
Inbound USA Insurance - Plan Information
Inbound USA Insurance - Additional Information
Why Inbound USA?
While the United States offers the most comprehensive medical care available, it is often complicated as well as very expensive. For the visitor to the United States or the recent immigrant, finding a program that is easy to understand and reasonably priced is often difficult.
As a solution, Inbound USA was developed to provide a simple program to visitors and immigrants.
This is a brief description of the Inbound USA program. Detailed wording is outlined in the Program Summary, which will be mailed to you once you have enrolled into Inbound USA Insurance.
Inbound USA Insurance - Eligibity
This program is available to non-United States citizens who come to the U.S. for business, pleasure, to study, or to immigrate. The program must become effective within 12 months of arrival in the United States.
Inbound USA Insurance - Coverage Period
You may initially enroll into Inbound USA for between 5 days and 12 months. If you initially purchase at least 3 months, you may continue to renew coverage for a minimum 3 months at a time, at the premium rate in force at the time of renewal. Total period of coverage for Inbound USA cannot exceed 12 months (in order to reapply after the 12 months, you must first return to your home country).
Inbound USA Insurance Effective Date
Your coverage will begin on the latest of the following:
Your departure from your Home Country; or
The date your Application and premium are received by SRI; or
The date your Application and premium are accepted by SRI; or
The date you request on the Application.
Inbound USA Insurance - Expiration Date
Your coverage will end on the earlier of the following:The date shown on the Insurance Confirmation Card, for which premium has been paid; or
The date you return to your Home Country; or
Inbound USA Insurance - Renewal
If Inbound USA is initially purchased for at least three months, one month before the expiration date, SRI will send a renewal notice to the Address of Correspondence listed on the application. Coverage may then be renewed for a period of time, depending upon your specific need. If you renew the coverage for 3 or more months (up to 12 months in total), SRI will continue to send renewal notices to you. If you initially apply online, you will have the option to renew in whatever increment you choose (Minimum 5 day purchase). There is a $5 admin fee each time you renew. If you renew the coverage for only 1 or 2 months, SRI will assume that you no longer require the coverage and will not send another renewal notice. Again, total period of coverage for Inbound USA cannot exceed 12 months.
In Inbound USA Insurance includes optional Pre-existing condition benefit for heart attack and/or stroke, look back period for pre-existing conditions is 6 months prior to start of plan.
Pre-existing condition in Inbound USA Insurance is defined as follows: Pre-Existing Condition is a condition that would have caused a person to seek medical advice, diagnosis, care or Treatment within the 6 months (or 12 months for persons 70 and older) prior to the Individual Effective Date of Coverage under this program. A condition for which medical advice, diagnosis, care or Treatment, including Medication, was sought, recommended or received within the 6 months (or 12 months for persons age 70 and older) prior to the Individual Effective Date of Coverage under this program. The symptoms which occurred within the six (6) months (or twelve (12) months for persons seventy (70) and older) prior to the Individual Effective Date of the Coverage under this Certificate would have allowed a person trained in medicine to make a diagnosis of the condition producing the symptom; A condition which manifested itself within the 6 months (or twelve (12) months for persons seventy (70) and older) prior to the Individual Effective Date of Coverage under this Certificate; Should the Insured Person suffer a Myocardial Infarction or Stroke during the Period of Coverage and it is determined to be a "Pre-Existing Condition", coverage for those expenses will be covered up to the Pre-Existing Condition Benefit maximum, according to the Schedule of Benefits. (Optional Coverage must be selected on the application, and appropriate premium received.)
Inbound USA Insurance
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